My Friends--You Can't Ignore This--A "Retirement Plan" Is the First Step

There are hundreds of new studies regarding retirement issues.  They are not small reports.  Many private companies, think tanks, research bureaus, and insurance companies have visited the retirement issues facing Americans.  In general the trend is the same in each--Most Americans have not, will not, or cannot, properly prepare for a comfortable retirement.  That leads to--"Why" not?

So, "Why not?"  Why do so many people delay thinking about and preparing for a sensible retirement, especially with a sound "retirement plan?"  It's not just a transition, from working one day, to "turning in the keys" and kissing the boss goodbye the next day.  Planning for retirement means preparing and following a road map, or a blueprint, or a guideline, or whatever you choose to call it. 

But, please just do "it"-call "it" anything you want-and follow the plan.  Maybe some parts of the plan are more intent on "how to enjoy the good life" or "how to spend the Golden years."  And that's okay, as long as the plan includes how to finance the enjoyable parts of the plan.